NCR Financial Services is here for you!

  • The loan for your stage in life.
    NCR Financial Services offers a wide variety of loans and financial products. Whether you are looking for a business loan, a mortgage loan, a line of credit for home improvement or just some emergency cash to make ends meet, NCR Financial services can see you through.
  • We can help you when the banks won't.
    NCR Financial Services is not like the local banks that will only lend to a select few customers with impeccable credit. We know that a few black marks in the past can really hurt a credit score. NCR believes in responsible, hard-working individuals more than the credit bureaus. We look at the person behind the application. If you have a steady income and a good bank statement, we’d like to speak with you.
  • Lightning Fast Approvals.
    After you have completed our rapid online loan application form, you will receive an immediate response from one of our friendly, professional agents. If your loan application is approved, an NCR representative will guide you step-by-step throughout the process until the money is deposited into your bank account.
  • Money usually deposited in your account the next day.
    Fully approved and verified short-term loans are typically funded the next business day. Other loans like mortgage loans and secured loans will take a little longer to process due to increased verification procedures. Once you submit your loan application, it’s a good idea to be available via email or phone in case NCR agents require additional details.
Secure & Confidential
No Credit Checks
Your Cash Fast

Frequently Asked Questions

  • What types of loans are available?

    NCR Financial Services offers the following types of loans and financial products:

  • How can I apply for a loan?
    You can fill out our online loan application, call us toll free at 1-833-932-4507 or email us at One of our friendly representatives will process your application and get back to you quickly.
  • What if I have bad credit or no credit?
    NCR Financial Services can help get you a loan regardless of credit status. Many of our clients have bad credit and/or cannot work with the banks directly. NCR Financial Services will look at your banking history and verify employment. We believe you should be able to afford a loan with us, and we will evaluate your ability to pay the money back. If everything checks out, we are happy to work with you!
  • What are the criteria for getting a loan?

    NCR Financial Services offers several different loan products, but here are some minimum requirements across all products:

    • You must be 18 years or older.
    • You have an after tax (Net) salary of at least $1200.00 per month.
    • You have been employed with the same employer for the last 2 months.
    • You are a Canadian resident.
    • You must have a Canadian bank account.
    • You must not be in a bankruptcy or a consumer proposal.
    • You must not be planning to declare bankruptcy or a consumer proposal.
  • What documents are required to apply for a loan?

    NCR Financial Services offers several different loan products, but here are some minimum requirements across all products:

    • Detailed bank statement for the last 60 days.
    • Last pay stub.
    • A void check or a signed direct deposit authorization form from your bank.
    • Proof of identity with photo (Driver's License, Medicare Card, Passport).
    • Proof of home address: (Cell Phone bill, Cable bill, Hydro bill etc…).
    • Liberation Letter (Only if you've recently come out of a Bankruptcy or a Consumer Proposal).

For a complete list of FAQs, please click here.

Rates and Terms: Installment Loans

Standard re-payment terms: 3 months (min 84 days / max 90 days)
   12 weekly payments
   6 bi-weekly payments
   6 semi-monthly payments
Maximum Loan Amount: $1000
Minimum Loan Amount: $500
Maximum APR: 32%

Cost of Credit

The chart below represents illustrative examples of the cost and payment schedule of a $720 personal loan.

Installment Loans: Bi-Weekly Customer = Six (6) Payments

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
32% $58.54 $720.00 $778.54

Payment Schedule Based on August 5, 2016 Loan Origination

Payment Number Amount of Payments When Payments Are Due

** Disclaimer: This Consumer Installment Loan Rate Schedule provides an illustrative example of a typical extension of credit we offer to qualified applicants. The APRs noted above are for a $720 loan repayable in six bi-weekly payments. The terms listed in this Consumer Installment Loan Rate Schedule may be offered for only a limited period of time and may differ from your loan agreement.Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. You should always seek competent professional advice prior to engaging in any financial transaction.

Testimonial Disclaimer: Testimonials found on this site are examples of what we have done for clients, and what some of our clients have said about us. However, we cannot guarantee the results in any case. Your results may vary and every situation is different. No compensation or benefit is ever provided in exchange for testimonials.